Single Mom Feeling Defeated

I’ve been working hard the past 2 years to bring up my credit score (730) and save $20,000 for closing costs for a home. I was planning on using FHA or USDA loan. But I am now worried with this administration that my dream is unattainable. Are these loans going to be cut? Everything is so f**ing expensive. Groceries have gone up, gas too, our taxes 😩. I work in STEM and with the current federal layoffs, it’s slim pickings for jobs in science to land a better paying job. I make decent money now, but it’s still just not enough. The houses within my budget don’t qualify for those loans because they need so much work. I was looking at up to $350,000. Single parents are getting f*cked. I know I am not the only one struggling. Owning a home at this point feels like a pipe dream.